So, you’ve decided to buy an NFL team. Maybe you just hit the Mega Millions, or perhaps you’re a tech billionaire bored with buying yachts. Either way, the first question is the same: how much does this dream actually cost? The short answer: enough money to buy a small country—or at least a very nice fleet of private islands. We’re talking about a price tag that makes your average sports car look like a pack of gum.

Let’s get the brutal math out of the way. As of 2023, the average NFL franchise is worth around $5.1 billion. Yes, that’s billion with a B, not a typo. The Dallas Cowboys alone are worth a staggering $10.1 billion, which is enough to buy every single pair of jeans in America and still have cash for the buttons. If you’re thinking about buying the lowly Washington Commanders, don’t get too excited—they still sold for $6.05 billion in 2023. That’s the “discount” price.

The "Small Loan" Problem

You can’t just walk into an NFL owners’ meeting with a checkbook and a dream. The league has rules, and they’re stricter than your grandma at a casino. You’ll need proof of liquidity—meaning cold, hard cash or assets you can turn into cash in a weekend. The NFL wants to see you have at least 30% of the purchase price in liquid assets.

So, for a $5 billion team, you need $1.5 billion sitting in a checking account. If you have to say, “Let me sell my Boeing 747 first,” you’re already out. And don’t even think about pooling your money with 50 friends. The NFL prefers a single majority owner who can write the big check, not a chaotic co-op of YouTubers and dentists. You want to buy in with a group? Fine, but you better have a “lead investor” with a $2 billion net worth who doesn’t blink at risk.

Behind the Price Tag: TV Money and Snacks

Why are these teams so absurdly expensive? Blame the TV contracts. The NFL signed a $110 billion deal with networks a few years ago that runs through 2033. That’s $110 billion—enough to buy every Super Bowl commercial for the next thousand years. Owners don’t even have to win games; they just have to show up and collect checks from advertisers selling beer and pickup trucks.

Also, stadiums are goldmines. Teams like the Las Vegas Raiders charge $100 for a parking spot and $18 for a hot dog. That hot dog is basically a money-printing machine wrapped in a bun. If you own a team, you also get a cut of the billion-dollar luxury suites, the league’s merchandise sales, and the sweet, sweet revenue from “personal seat licenses” (a fancy term for charging fans to have the right to buy tickets).

How Much Does It Cost To Buy A NFL Team?How Much Does It Cost To Buy A NFL Team?

The Hidden Costs: Not Just Monopoly Money

Buying the team is step one. Step two is paying the players, and that’s where “fun” ends. The salary cap for 2024 is $255.4 million per team. That’s $255 million you have to shove into the pockets of 53 guys who can throw a football really far. One star quarterback, like Patrick Mahomes, might eat up $50 million of that all by himself.

Then there’s the coaching staff. You want a good head coach? Prepare to pay him $15–$20 million a year. And don’t forget the assistants, the trainers, the chefs, the yoga instructors, and the guy whose only job is to inflate the footballs to exactly 12.5 PSI. It all adds up faster than a fan’s stadium debt.

Oh, and stadium maintenance. If your team plays in an older stadium, like the Chicago Bears’ Soldier Field, you’re looking at renovations costing $1 billion or more. That’s just to fix the toilets and add a retractable roof. You could literally build a new city for that money.

Most Expensive Nfl Team Map Cfl Cheapest Nfl Team NFL Franchises ReachMost Expensive Nfl Team Map Cfl Cheapest Nfl Team NFL Franchises Reach

The Shocking Part: You’ll Still Make Bank

Here’s the twist that will make you weep into your coffee: despite all these insane costs, owning an NFL team is basically a license to print cash. Team values have increased by an average of 14% per year over the last decade. That’s better than the stock market, real estate, or your neighbor’s crypto portfolio. A team bought for $800 million in 2010 is now worth $5 billion. That’s a 525% return—and you don’t even have to do anything except show up for draft day photos.

And don’t forget the tax perks. Owners can depreciate the value of players (yes, humans are treated like machinery in the tax code) and deduct losses. The Washington Commanders sold for $6 billion, but the buyer will use clever accounting to make it look like he lost money for years. It’s legal, it’s genius, and it’s why billionaires fight to buy teams like it’s Black Friday at Tiffany’s.

The Bottom Line: Can You Afford It?

If you’re reading this and thinking, “I have $5.1 billion in my retirement account,” congratulations—you need to call the league office immediately. For the other 99.999% of us, the answer is: no, you cannot afford it. But don’t feel bad. You can always buy a minor league baseball team for the price of a used Honda. Just don’t expect the hot dogs to come with gold flakes.

So, the next time you see an NFL owner on TV, remember: they didn’t get there by being smart about money. They got there by already having too much money. And if you ever do win that lottery, skip the yacht. Buy a franchise. You’ll get a free hat and the ability to fire a coach just because you don’t like his haircut. That’s priceless.