Let’s be honest: we’ve all wondered how some people become so effortlessly rich. You know the type—the guy who never checks a price tag and somehow owns three boats. That’s Tom Buchanan from The Great Gatsby, the guy who looks like he just bench-pressed a car and then complained about the parking. But how did Tom actually make his money? Spoiler: he didn’t exactly earn it by sweating over a spreadsheet.

First, you have to understand that Tom’s wealth is old money—the kind of cash that’s been sitting around so long it grows moldy with tradition. Think of it like a family heirloom rocking chair that gets passed down, except this chair is made of gold and comes with a side of horses. Tom’s money came from his family’s fortune, specifically from copper mining in the Midwest. That’s right: his great-granddaddy probably got rich digging holes in the ground while everyone else was still figuring out how to farm.

Copper mining might sound boring, but it’s like the original tech boom of the 19th century. Imagine if your uncle invented the iPhone in 1870, but instead of screens, it was just shiny rocks that conducted electricity. Tom’s family essentially bet on copper when it was the hot new material for wires, pipes, and—let’s be real—making old-fashioned pennies that actually weighed something. The result? A trust fund so huge that Tom never had to ask, “Can I afford this?”

Now, here’s the funny part: Tom acts like he earned every penny by being a Yale football star. You know that guy at the gym who talks louder than he lifts? That’s Tom. He uses his athletic past as a badge of honor, as if tackling people in college gave him stock options. In reality, his wealth is as inherited as his polo shirts—handed down, not broken in. He didn’t build a business; he just showed up to a bank account that was already full.

Speaking of showing up, Tom’s day-to-day money moves are gloriously lazy. He doesn’t manage investments or watch market trends. Instead, he probably has a guy named “Chad” from Princeton who handles the “boring stuff.” You can imagine Tom’s financial advice being: “Just buy more houses and yell at the help.” It’s the kind of wealth that lets you break a woman’s nose with a horse (yes, that happens in the book) and still have people call you “distinguished.”

Tom Buchanan Great Gatsby MovieTom Buchanan Great Gatsby Movie

Let’s compare this to regular life. You and I save for months to buy a used Honda Civic. Tom’s family saved for generations to buy a mansion that has its own zip code. It’s like comparing a bag of chips to an entire potato chip factory—and Tom owns the factory because his great-great-grandpa found a big rock. The moral? If you’re not born into copper, you’re probably going to have to learn Excel.

But wait—did Tom actually work?

Here’s where it gets juicy. In the novel, Nick Carraway describes Tom as having a “cruel body” and a “perceptive” glare, but zero mention of a job. Tom never clocks in. He never wears a tie to an office. His only occupation is “leisure,” which is a fancy way of saying he reads racist books and plays polo. That’s not a job; that’s a hobby that costs more than your rent. If Tom had a LinkedIn, his headline would read: “Professional Inheritor and Occasional Chest-Puffer.”

REBECCA L'S BLOG: A Treat To Your Eyes: The Great Gatsby Movie ReviewREBECCA L'S BLOG: A Treat To Your Eyes: The Great Gatsby Movie Review

Think about it: you’ve probably met this guy at a party. He’s the one who brags about his “business connections” but can’t name a single product he sells. Tom’s “business” is just being born into the right family. It’s like winning the lottery, except the lottery was invented by your ancestors specifically for you. And instead of buying a yacht, they just bought a bigger, older, more obnoxious yacht.

The truth hurts (and smells like old money)

So, how did Tom Buchanan make his money? He didn’t. He inherited it from a copper mining fortune, then spent his whole life pretending that hitting a football at Yale was the same as earning a salary. His legacy is a lesson in unearned confidence—the kind of cash that lets you wear white pants after Labor Day without caring who sees you. Next time you’re paycheck-to-paycheck, remember Tom. He’s probably sipping a gin rickey on a lawn chair while his trust fund snores in the background.

In short, Tom’s money story is like finding out your friend’s “startup” was funded by their dad buying them a Lamborghini. It’s not inspiring; it’s just frustratingly comfortable. But hey, at least you can smile, nod, and enjoy the fact that you actually know how to Google “how to save money.” That’s more than Tom ever did.

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